Swiss Household Budgets 2023: Stable Income with Unchanged Consumption Behavior

SourceArticle

Publication Date: Press ReleasePublished on November 17, 2025

Overview

  • Author: Federal Statistical Office (FSO)
  • Source: https://www.news.admin.ch/de/newnsb/hQ5YJxCQ8jZjFFVA0QQNn
  • Date: November 17, 2025
  • Estimated Reading Time: 2 minutes

Article Summary

What is it about? The Federal Statistical Office has published the results of the 2023 household budget survey, which shows how the financial situation of Swiss households has evolved. The topic is relevant for assessing the economic situation and purchasing power of the population.

Important Facts:

  • Average disposable income: 7,186 francs per month
  • Consumer spending: 5,049 francs per month (about 70% of disposable income)
  • Savings rate: Calculated at approximately 2,137 francs per month (ca. 30%)
  • Change from previous year: Almost unchanged
  • Private household spending remained largely stable in 2023

Affected Groups: All Swiss private households, politics and economy for economic assessments, consumer goods industry and service sector.

Opportunities & Risks:

  • Opportunities: Stable consumer spending supports the domestic economy
  • Risks: Low dynamics could indicate economic uncertainty

Recommendations: The data should be considered in the context of inflation and economic framework conditions in 2023.

Looking to the Future

Short-term (1 year): Development will strongly depend on inflation, interest rate level, and labor market.

Medium-term (5 years): Demographic change and structural changes could influence consumption patterns.

Long-term (10-20 years): Digitalization and climate change are expected to shape new consumption trends.

Fact Check

The figures come from the official household budget survey of the FSO and are fundamentally reliable. [⚠️ Still to be verified]: Comparison with 2023 inflation rate and regional differences within Switzerland.

Additional Sources

At the time of creation, additional detailed analyses of the 2023 household budget survey were not yet available. Recommended sources for further information:

  • Detailed FSO report on the household budget survey
  • Swiss National Bank: Economic reports
  • KOF Swiss Economic Institute ETH Zurich

Source List

  • Original Source: FSO Press Release, https://www.news.admin.ch/de/newnsb/hQ5YJxCQ8jZjFFVA0QQNn
  • Additional Sources:
    1. [Will be supplemented when available]
    2. [Will be supplemented when available]
    3. [Will be supplemented when available]
  • Facts verified: on November 17, 2025

Brief Summary

The disposable income of Swiss households remained practically unchanged in 2023 at an average of 7,186 francs, with about 70% used for consumption. The stability indicates a solid but not very dynamic economic situation. However, information on inflation and regional distribution is missing for a complete assessment.

Three Key Questions

  1. Transparency: How are incomes distributed regionally and by household type - where are the details on social equity?

  2. Responsibility: What role does politics play in ensuring that stable incomes are maintained even with rising cost of living?

  3. Innovation: To what extent are new consumption trends and digital transformation reflected in traditional budget categories?

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